Vault by Riwe
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The Future of
Agricultural Finance

Revolutionary blockchain platform combining DeFi lending, NFT certificates, and tokenized farming for the next generation of agriculture.

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Farmers Protected
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RIWE Tokens Minted
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Farm NFTs Created
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USD Value Locked

Blockchain-Powered Agriculture

Revolutionizing farming through decentralized finance, smart contracts, and tokenized assets

RIWE Token

Native utility token powering the entire ecosystem. Earn tokens through farming activities, stake for rewards, and use for platform services.

  • Earn through farming
  • Stake for rewards
  • Governance voting
  • Platform utility

Farm NFT Certificates

Unique digital certificates representing your farm assets. Tradeable, verifiable, and containing immutable farming data and achievements.

  • Immutable records
  • Tradeable assets
  • Reputation tracking
  • Yield history

DeFi Lending

Decentralized lending protocol allowing farmers to access capital using their farm NFTs as collateral. No traditional banking required.

  • NFT collateral
  • Instant approval
  • Competitive rates
  • Global access
Smart Contract Technology

Automated
Smart Contracts

Our smart contracts automate insurance payouts, lending agreements, and token distributions based on real-world agricultural data and weather conditions.

Parametric Insurance Automation
Automated Token Rewards
Trustless Lending Protocols
Start Building

Live Smart Contract

Real-time blockchain activity

// RIWE Agricultural Smart Contract
contract RiweAgriculture {
mapping(address => Farm) public farms;
mapping(address => uint256) public riweBalance;
event TokensEarned(address farmer, uint256 amount);
event InsurancePayout(address farmer, uint256 payout);
}
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RIWE Token Economics

Sustainable tokenomics designed to reward farmers, incentivize participation, and drive ecosystem growth

100M
Total Supply
$0.12
Current Price
$12M
Market Cap
15%
APY Staking

Token Distribution

100M
Total Supply
Farming Rewards
40%
Staking Rewards
25%
Development
20%
Ecosystem Growth
15%

Token Utility

Farming Rewards

Earn 10-50 RIWE per activity

Earn RIWE tokens for successful farming activities, crop yields, and sustainable practices.

Crop Registration Yield Reporting Sustainability Bonus

Governance

1 RIWE = 1 Vote

Participate in platform governance and vote on protocol upgrades and new features.

Protocol Updates Fee Adjustments New Features

Staking Rewards

Up to 15% APY

Stake RIWE tokens to earn passive income and support network security.

Flexible Staking Locked Staking Liquidity Mining

Platform Utility

Payment & Discounts

Use RIWE tokens for platform services, insurance premiums, and exclusive features.

Insurance Payments Premium Discounts Exclusive Access

Development Roadmap

Our journey to revolutionize agriculture through blockchain technology

Completed

Q1 2025

Platform Foundation

  • • Smart contract development
  • • RIWE token launch
  • • Basic farming NFTs
  • • Web3 wallet integration
In Progress

Q2 2025

DeFi Integration

  • • Lending protocol launch
  • • Staking mechanisms
  • • Yield farming pools
  • • Cross-chain bridges
Planned

Q3 2025

Advanced Features

  • • AI-powered risk assessment
  • • Carbon credit marketplace
  • • Mobile app launch
  • • Multi-language support
Future

Q4 2025

Global Expansion

  • • Multi-chain deployment
  • • Global partnerships
  • • Institutional adoption
  • • Governance token launch

Join the
Agricultural Revolution

Be part of the future of farming. Start earning RIWE tokens, create your farm NFTs, and access decentralized financial services today.

Vault by Riwe Whitepaper

Executive Summary

RIWE Technologies presents a revolutionary blockchain-powered agricultural platform that combines decentralized finance (DeFi), non-fungible tokens (NFTs), and smart contracts to transform traditional farming and agricultural finance.

Our platform addresses the critical gap in agricultural insurance coverage across Africa, where 97% of farmers lack adequate protection against climate risks. Through innovative parametric insurance, tokenized farming rewards, and blockchain-verified agricultural certificates, we're building the future of sustainable agriculture.

Problem Statement

Insurance Gap

Only 3% of African farmers have access to agricultural insurance, leaving millions vulnerable to climate-related losses.

Limited Access to Credit

Traditional banking systems exclude smallholder farmers due to lack of collateral and credit history.

Inefficient Claims Processing

Manual claims assessment leads to delays, disputes, and reduced farmer trust in insurance products.

Our Solution

RIWE Token

Native utility token that rewards farming activities, enables governance participation, and facilitates platform transactions.

Farm NFTs

Blockchain-verified certificates representing farm assets, yield history, and reputation scores for use as collateral.

Smart Insurance

Parametric insurance with automated payouts based on weather data and satellite imagery, eliminating manual claims processing.

DeFi Lending

Decentralized lending protocol allowing farmers to access capital using farm NFTs as collateral without traditional banking requirements.

Technology Stack

Blockchain Network Polygon (MATIC)
Smart Contracts Solidity
Token Standard ERC-20 / ERC-721
Oracle Network Chainlink
Data Storage IPFS

Tokenomics

100M
Total Supply
$0.10
Initial Price
Farming Rewards 40M RIWE (40%)
Staking Rewards 25M RIWE (25%)
Development Fund 20M RIWE (20%)
Ecosystem Growth 15M RIWE (15%)

Development Roadmap

Q1 2025 - Foundation

Completed
  • • Smart contract deployment
  • • RIWE token launch
  • • Basic NFT functionality

Q2 2025 - DeFi Integration

In Progress
  • • Lending protocol launch
  • • Staking mechanisms
  • • Yield farming pools

Q3 2025 - Advanced Features

Planned
  • • AI risk assessment
  • • Carbon credit marketplace
  • • Mobile application

Q4 2025 - Global Expansion

Future
  • • Multi-chain deployment
  • • Global partnerships
  • • Institutional adoption

Core Team

Blockchain Development

Smart contract architecture and DeFi protocols

Agricultural Experts

Domain expertise in farming and risk management

Download Full Whitepaper

Get the complete technical documentation, detailed tokenomics, and implementation roadmap.

Download PDF (2.3 MB)